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The Corporate Banker
The Entrepreneurial Spender
The Digital Nomad
Smart Spenders Club
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YESTERDAY
PREVIOUS 7 DAYS
Skeptical of Reward Points
10.13
Meh, I’ll pass. Unless I can get free..
NOVEMBER 2025
Hack for Communicati...
22.32
There is a lot of things you can do...
The Digital Nomad
21-30 y.o
BNPL & e-wallets use
Prefers 100% digital service
Gamification & referrals engaged
Travel cards with perks
NXS Bank is offering 2x points on digital subscriptions (Netflix, Spotify, Disney+). Worth it?
10.09
Haha, nice try, but I don’t trust bank reward programs. They always seem great, but the redemption process is usually annoying.
10.09
This one’s simple—points can be converted into cashback or airline miles directly in the app.
10.10
Hmm… What’s the exchange rate? If I need 50,000 points just to get a free coffee, then no thanks.
10.10
It’s 1,000 points = IDR 10,000, so it’s decent for frequent spenders.
10.13
Meh, I’ll pass. Unless I can get free flights easily, I’d rather just use my debit card.
10.13
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